Built to Code: It’s just a Four-Letter Word
By Joe Boos, Certified Master Inspector® and NC Licensed Home Inspector
What does it mean to be built to code?
Built to code means a structure meets the minimum legal requirements adopted by a local jurisdiction at the time of construction.
What makes a building “up to code”?
A building is considered up to code when it complies with the specific standards in effect when it was built or last permitted, not necessarily current standards. Code compliance is contextual and time-bound, not universal or permanent.
Let me say this plainly, because dancing around it helps no one.
Building code is not the best way to build a home.
It’s the cheapest way you can build one and still be allowed to occupy it.
And building to it is the bare minimum you can legally get away with.
That distinction matters.
Code is a starting point. A floor. A line in the sand that says, “Below this, we’re not comfortable letting people live here.” And that’s fine… as far as it goes. The problem is that too many people treat that floor like a ceiling.
They shouldn’t.
The Myth of “Built to Code”
Homebuyers hear “built to code” and assume it means well-built. Safe. Thoughtful. Durable.
It doesn’t.
It means legal.
Code-compliant construction is not optimized for longevity, comfort, performance, or resilience. It’s optimized for minimum acceptable risk at minimum acceptable cost. There is almost always a better way to do something, better materials, better detailing, better sequencing, better protection.
But better costs more.
And in a capitalist system, builders are going to do what makes economic sense. That’s not evil. That’s math.
Margins matter. Timelines matter. Shareholders matter. And when you’re building thousands of homes a year, shaving a few dollars here and there adds up fast.
I don’t fault builders for that.
I fault the narrative that equates minimum with good.
Knowing What’s Right vs. Doing What’s Right
Here’s the uncomfortable truth most people don’t like to hear:
Knowing the better way and choosing not to do it are two different things.
Most competent builders, trades, and inspectors know there’s a better approach. We’ve seen what fails. We know what lasts. And we understand why there are callbacks, moisture problems, comfort complaints, and premature wear.
But better means:
• More labor
• Different materials
• More time
• Lots More money
Those things don’t show up well on a spreadsheet.
That’s why homes pass (municipal) inspections every day and still have preventable issues baked into them from day one.
Why Inspectors Shouldn’t Be Code Police
This is where I’ll probably ruffle a few feathers.
Home inspectors shouldn’t be citing code in their reports.
Code enforcement is for jurisdictions. Inspectors exist to talk about safety, function, and risk, not to play gotcha with section numbers.
When I point something out, it’s not because a paragraph somewhere says it’s wrong. It’s because I:
• Have seen it fail
• Know someone will get hurt
• Understand that water, heat, or movement do what physics allows it to do and always does
I don’t care if something technically squeaks by. I care whether it makes sense for the person who has to live with it.
My job, during the home inspection, is to help homeowners understand where things could be safer, more durable, or simply less annoying to own over time.
That perspective only comes from experience. And inspectors have plenty of it.
“But Isn’t Code About Safety?”
You’d think so. And sometimes it is.
But let’s be honest.
Code exists primarily to limit risk exposure.
Not yours. The insurance industry’s.
When a particular construction method, material, or design results in repeated losses, fires, claims, injuries, lawsuits, you can bet someone starts paying attention. If insurers bleed enough money, pressure builds. Standards change. Language gets updated. Congratulations… you’ve just watched a code cycle in action.
If that update also improves occupant safety, great. Truly.
But that’s a byproduct, not the primary driver.
Insurance companies don’t care about you or me. They care about predictability and loss mitigation. Code is a tool to control both.
The Takeaway
Code is not evil.
Builders are not villains.
Inspectors are not crusaders.
Everyone is operating within a system that rewards efficiency over excellence.
But homeowners deserve to know this:
“Built to code” is not the compliment you think it is.
It’s the minimum someone was willing to do.
There is almost always a better way.
It just costs more.
And whether that premium is worth it…
That’s a decision every homeowner should make with eyes wide open.
If you are building or thinking of building a new home in the greater Raleigh/Durham NC market, I’d love to be your inspector to see if we can do better than just “built to code”! Contact Us to see if we’re the right fit for your construction project. Schedule today!
Common Questions About “Built to Code”
What does it mean to build to code?
Building to code means a structure meets the minimum legal requirements adopted by a local jurisdiction at the time of construction. It does not imply best practices, optimal performance, or long-term durability. It simply means the home passed the minimum threshold required for occupancy.
What makes a building “up to code”?
A building is considered up to code when it complies with the specific standards in effect when it was built or last permitted, not necessarily current standards. Code compliance is contextual and time-bound, not universal or permanent.
Do old houses have to be up to code?
No. Older homes are typically grandfathered under the standards that existed when they were constructed. They are not required to be updated to modern standards unless significant renovations or permitted changes trigger compliance requirements.
What is “code” in construction?
Construction code is a set of minimum performance and safety benchmarks developed to reduce risk, standardize practices, and limit liability. It establishes what is legally acceptable, not what is ideal or best for occupants.
Joe Boos is a Certified Master Inspector® and NC Licensed Home Inspector. After inspecting thousands of homes, he focuses less on what technically passes and more on what actually works for the people living there.